My little place re student credit cards
Predatory lenders exploit your lack of options and offer you cards with high interest rates, dangerously bad fee schedules, and other terms that you would reject out of hand if you had access to better offers. Scan your offers of credit cards to spot these signs that you should reject certain offers: * Interest rates that are high out of all proportion to the credit risk you pose. People with bad credit are likely to have to pay higher interest rates no matter what, but predatory lenders' rates are jacked up well above the market average. Do an online search to determine what legitimate lenders charge for credit cards for bad credit, and refuse any offers that are significantly above that level. * Monthly or weekly fees.