Credit cards, exploring the topic
The lure of overspending with a credit card is quite bewitching. If you wish to not spend beyond your means, however, it is best to look at credit cards as if they were checks or debit cards. You would not write a check unless you knew you had the funds in your bank account to cover it. You should take the same approach to your regular spending on your credit cards. If you cannot pay off what you wish to buy, think twice before putting it on your card.