A place for best credit cards
Here are some steps to take when you find that you can't keep up with your credit card payments: * Act at once. Don't wait for the account to go into collections, or for bill collectors to start dunning you. The moment you know your problems aren't something your next paycheck will fix, call your credit card company and start negotiating with them. * Know exactly where you stand financially. Find out exactly how much you owe and who you owe it to, what your monthly income is, when you can expect your income to arrive, how much you must pay for other expenses and when you must pay, and based on that, exactly how much you can afford to pay to your student credit card lender.